[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.infosta.cz\/az-hypoteka-skonci-dum-je-vas\/#Article","mainEntityOfPage":"https:\/\/www.infosta.cz\/az-hypoteka-skonci-dum-je-vas\/","headline":"A\u017e hypot\u00e9ka skon\u010d\u00ed, d\u016fm je v\u00e1\u0161","name":"A\u017e hypot\u00e9ka skon\u010d\u00ed, d\u016fm je v\u00e1\u0161","description":"Kdy\u017e si kdokoli z v\u00e1s, kdo bydl\u00ed v pronajat\u00e9m rodinn\u00e9m dom\u011b nebo byt\u011b, \u0159ekne: \u201eCo z\u00edsk\u00e1m, a\u017e skon\u010d\u00ed pron\u00e1jem?\u201c, jak\u00e1 bude na tuto ot\u00e1zku odpov\u011b\u010f? Jednoduch\u00e1, j\u00e1 ji zodpov\u00edm za v\u00e1s: \u201eNic!\u201c Ano, je to tak jednoduch\u00e9 a prost\u00e9. Jak\u00fdkoli pron\u00e1jem, a\u0165 u\u017e bydl\u00edte v garsonce nebo v luxusn\u00ed vile, kon\u010d\u00ed t\u00edm, \u017ee n\u00e1jemce odch\u00e1z\u00ed […]","datePublished":"2026-08-12","dateModified":"2026-08-12","author":{"@type":"Person","@id":"https:\/\/www.infosta.cz\/author\/#Person","name":"","url":"https:\/\/www.infosta.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"infosta.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.infosta.cz\/wp-content\/uploads\/pexels-jakubzerdzicki-31425035.jpg","url":"https:\/\/www.infosta.cz\/wp-content\/uploads\/pexels-jakubzerdzicki-31425035.jpg","height":0,"width":0},"url":"https:\/\/www.infosta.cz\/az-hypoteka-skonci-dum-je-vas\/","about":["V\u00fdrobky"],"wordCount":437,"articleBody":"      Kdy\u017e si kdokoli z v\u00e1s, kdo bydl\u00ed v pronajat\u00e9m rodinn\u00e9m dom\u011b nebo byt\u011b, \u0159ekne: \u201eCo z\u00edsk\u00e1m, a\u017e skon\u010d\u00ed pron\u00e1jem?\u201c, jak\u00e1 bude na tuto ot\u00e1zku odpov\u011b\u010f? Jednoduch\u00e1, j\u00e1 ji zodpov\u00edm za v\u00e1s: \u201eNic!\u201c Ano, je to tak jednoduch\u00e9 a prost\u00e9. Jak\u00fdkoli pron\u00e1jem, a\u0165 u\u017e bydl\u00edte v garsonce nebo v luxusn\u00ed vile, kon\u010d\u00ed t\u00edm, \u017ee n\u00e1jemce odch\u00e1z\u00ed s pr\u00e1zdnou kapsou o d\u016fm d\u00e1l. Bere si s sebou jen sv\u00e9 osobn\u00ed v\u011bci, p\u0159\u00edpadn\u011b n\u00e1bytek a bytov\u00e9 dopl\u0148ky, ale nemovitost si odn\u00e9st nem\u016f\u017ee. A te\u010f je\u0161t\u011b jedna ot\u00e1zka. Co p\u0159ed\u00e1 n\u00e1jemce sv\u00fdm d\u011btem a vnou\u010dat\u016fm? Co jim odk\u00e1\u017ee, a\u017e budou dosp\u011bl\u00ed a on \u010di ona zest\u00e1rnou a budou v d\u016fchodov\u00e9m v\u011bku? Tak\u00e9 nic. Nep\u0159ipad\u00e1 v\u00e1m to podivn\u00e9? Nep\u0159ipad\u00e1 v\u00e1m divn\u00e9, \u017ee n\u011bkte\u0159\u00ed lid\u00e9 mohou \u017e\u00edt des\u00edtky let v n\u00e1jmu a nezanechat po sob\u011b sv\u00fdm potomk\u016fm pevn\u00fd grunt?Kdy\u017e jsem nav\u0161t\u00edvil skanzen v Ro\u017enov\u011b pod Radho\u0161t\u011bm, m\u011bl jsem s sebou tehdy analogov\u00fd fotoapar\u00e1t Praktica B 100, kter\u00fdm jsem zv\u011b\u010dnil n\u011bkter\u00e9 zaj\u00edmav\u00e9 stavby, a na jedn\u00e9 z nich je n\u00e1pis: \u201eToto postavil Jan B\u011bly\u010dek s pomoc\u00ed Bo\u017e\u00ed L.P. 1889.\u201c Ano, on to skute\u010dn\u011b stav\u011bl sv\u00fdma rukama, aby m\u011bl poctiv\u00fd beskydsk\u00fd grunt, kter\u00fd po jeho smrti p\u0159ejde do u\u017e\u00edv\u00e1n\u00ed jeho potomk\u016fm.V\u00e1\u017e\u00edm si takov\u00fdch lid\u00ed, co po sob\u011b zanechaj\u00ed sv\u00fdm potomk\u016fm rodinn\u00fd d\u016fm nebo alespo\u0148 byt, tak\u00e9 jsem to dok\u00e1zal a podobn\u00fdm zp\u016fsobem dnes sm\u00fd\u0161l\u00ed v\u00edce ne\u017e t\u0159i \u010dtvrtiny obyvatel na\u0161\u00ed zem\u011b. \u010cesk\u00e1 republika nen\u00ed r\u00e1jem pro n\u00e1jemn\u00ed bydlen\u00ed, toho se do\u010dk\u00e1te v Rakousku, v N\u011bmecku a hlavn\u011b ve \u0160v\u00fdcarsku, tam bydl\u00ed v n\u00e1jmu zhruba 68 procent lid\u00ed. U n\u00e1s je to jen p\u0159ibli\u017en\u011b 20 procent, pr\u00e1v\u011b proto se v na\u0161\u00ed zemi tolik da\u0159\u00ed hypot\u00e9k\u00e1m, z\u0159ejm\u011b si tu lid\u00e9 uv\u011bdomuj\u00ed, \u017ee je lep\u0161\u00ed spl\u00e1cet americkou hypot\u00e9ku bez registru Nebankovn\u00ed hypot\u00e9ka a bydlet ve vlastn\u00edm, ne\u017eli platit n\u011bkomu do jeho kapsy jen za to, \u017ee v\u00e1s nech\u00e1 ve sv\u00e9m dom\u011b p\u0159espat, p\u0159i\u010dem\u017e po uplynut\u00ed lh\u016fty pron\u00e1jmu v n\u00e1jemn\u00ed smlouv\u011b v\u00e1m z\u016fstanou jen pr\u00e1zdn\u00e9 ruce, jak u\u017e jsem se o tom zm\u00ednil v \u00favodu \u010dl\u00e1nku.                                                                                                                                                                                                                                                                                                                                                                                                  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