[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.infosta.cz\/pujcku-nedostanete-automaticky\/#Article","mainEntityOfPage":"https:\/\/www.infosta.cz\/pujcku-nedostanete-automaticky\/","headline":"P\u016fj\u010dku nedostanete automaticky","name":"P\u016fj\u010dku nedostanete automaticky","description":"Kdy\u017e se dnes n\u011bkomu nedost\u00e1v\u00e1 pen\u011bz, nejednou to \u0159e\u0161\u00ed t\u00edm, \u017ee si n\u011bkde vezme p\u016fj\u010dku. A pokud tak \u010din\u00ed s rozumem, nelze mu to m\u00edt ani v nejmen\u0161\u00edm za zl\u00e9. Jen\u017ee ne\u017e se n\u011bkdo pro n\u011bkterou z nab\u00edzej\u00edc\u00edch se p\u016fj\u010dek rozhodne, m\u011bl by p\u0159inejmen\u0161\u00edm dvakr\u00e1t m\u011b\u0159it, jak prav\u00ed lidov\u00e1 moudrost. Proto\u017ee p\u016fj\u010dky se nab\u00edzej\u00ed r\u016fzn\u00e9 […]","datePublished":"2019-12-01","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.infosta.cz\/author\/#Person","name":"","url":"https:\/\/www.infosta.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"infosta.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.infosta.cz\/wp-content\/uploads\/img_a377774_w4306_t1589269753.jpg","url":"https:\/\/www.infosta.cz\/wp-content\/uploads\/img_a377774_w4306_t1589269753.jpg","height":0,"width":0},"url":"https:\/\/www.infosta.cz\/pujcku-nedostanete-automaticky\/","about":["Neza\u0159azen\u00e9"],"wordCount":442,"articleBody":"       Kdy\u017e se dnes n\u011bkomu nedost\u00e1v\u00e1 pen\u011bz, nejednou to \u0159e\u0161\u00ed t\u00edm, \u017ee si n\u011bkde vezme p\u016fj\u010dku. A pokud tak \u010din\u00ed s rozumem, nelze mu to m\u00edt ani v nejmen\u0161\u00edm za zl\u00e9. Jen\u017ee ne\u017e se n\u011bkdo pro n\u011bkterou z nab\u00edzej\u00edc\u00edch se p\u016fj\u010dek rozhodne, m\u011bl by p\u0159inejmen\u0161\u00edm dvakr\u00e1t m\u011b\u0159it, jak prav\u00ed lidov\u00e1 moudrost. Proto\u017ee p\u016fj\u010dky se nab\u00edzej\u00ed r\u016fzn\u00e9 a ne v\u0161echny jsou tak v\u00fdhodn\u00e9, jak by bylo zapot\u0159eb\u00ed. Ov\u0161em stejn\u011b jako si potenci\u00e1ln\u00ed dlu\u017en\u00edk vyb\u00edr\u00e1 p\u016fj\u010dku, vyb\u00edraj\u00ed si i poskytovatel\u00e9 p\u016fj\u010dek, komu svoje pen\u00edze sv\u011b\u0159\u00ed. A je logick\u00e9, \u017ee hroz\u00ed-li u n\u011bkoho, \u017ee nebude schopen dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm, p\u016fj\u010dka se nekon\u00e1, ani kdyby ji cht\u011bl \u017eadatel sebev\u00edc. Ve sh\u00e1n\u011bn\u00ed p\u016fj\u010dky usp\u011bj\u00ed p\u0159edev\u0161\u00edm ti, kdo jsou schopni dolo\u017eit svoji solventnost. N\u011bkter\u00fdm z nich, t\u011bm nejd\u016fv\u011bryhodn\u011bj\u0161\u00edm, p\u016fj\u010d\u00ed snad i v\u0161ude, t\u011bm ostatn\u00edm vyjde vst\u0159\u00edc p\u0159inejmen\u0161\u00edm hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. U n\u00ed\u017e se ale navzdory n\u00e1zvu rovn\u011b\u017e po\u017eaduj\u00ed z\u00e1ruky. Ov\u0161em nebankovn\u00ed poskytovatel akceptuje i takov\u00e9 garance, je\u017e jsou t\u0159eba v bank\u00e1ch neposta\u010duj\u00edc\u00ed. Nebankovn\u00ed spole\u010dnosti sta\u010d\u00ed t\u0159eba i skromn\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, prokazuj\u00edc\u00ed, \u017ee \u017eadatel skute\u010dn\u011b podnik\u00e1 a t\u00edmto si vyd\u011bl\u00e1v\u00e1, vydan\u00e9 faktury, podnikatelsk\u00fd z\u00e1m\u011br, v\u00fdpisy z \u00fa\u010dtu, v\u00fdplatn\u00ed p\u00e1sky, pracovn\u00ed smlouva, potvrzen\u00ed o p\u0159iklepnut\u00ed n\u011bkter\u00e9 ze st\u00e1tn\u00edch d\u00e1vek, jako je t\u0159eba d\u016fchod, mate\u0159sk\u00e1 a podobn\u011b, soudn\u00ed rozhodnut\u00ed, darovac\u00ed smlouva, nebo p\u0159\u00edbuzn\u00fd s dostate\u010dn\u00fdmi p\u0159\u00edjmy, kter\u00fd se stane \u017eadatelov\u00fdm garantem. Nikde se tedy neshled\u00e1 s p\u016fj\u010dkou ten, kdo nem\u00e1 p\u0159\u00edjmy, respektive komu tyto nesta\u010d\u00ed na to, aby z nich \u017eil a je\u0161t\u011b v budoucnu spl\u00e1cel. Ale ten, kdo alespo\u0148 n\u011bjak\u00e9 ty pen\u00edze z\u00edsk\u00e1v\u00e1, se k vytou\u017een\u00e9 p\u016fj\u010dce nakonec p\u0159ece jenom dostane. A to i tehdy, kdy\u017e je tato \u201abez dolo\u017een\u00ed p\u0159\u00edjm\u016f\u2018, ov\u0161em p\u0159esto jsou tu p\u0159\u00edjmy zji\u0161\u0165ov\u00e1ny a posuzov\u00e1ny. Jen je t\u0159eba zvolit takov\u00e9ho poskytovatele, kter\u00fd nezklame a kter\u00e9mu skute\u010dn\u011b sta\u010d\u00ed i jen to nezbytn\u00e9 minimum, bez kter\u00e9ho by se p\u016fj\u010dku sotva n\u011bkdy poda\u0159ilo vr\u00e1tit.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dku nedostanete automaticky","item":"https:\/\/www.infosta.cz\/pujcku-nedostanete-automaticky\/#breadcrumbitem"}]}]